BEP20 → Mainnet

Swap USDC to XLM

Exchange USDC from BNB Smart Chain into XLM on Stellar. The provider waits for the USDC deposit before arranging the XLM payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

USDC (BSC) to Stellar (Mainnet)

You send: USDC (BSC)USDC · BEP20
You receive: Stellar (Mainnet)XLM · Mainnet

Enter your amount to check live availability for USDC on BEP20 → XLM on Mainnet. A provider quote is required before you can create a swap.

Address and network checks

Use the order’s BNB Smart Chain deposit address for USDC, and your own Stellar receiving address for XLM. Keep the refund address on BNB Smart Chain; the payout address is not automatically a valid refund destination.

Sending USDC

Choose BNB Smart Chain (BSC/BEP20). A matching 0x address on Ethereum is not evidence that an Ethereum deposit will be credited here. Confirm the destination supports the exact USDC version returned by the provider. In particular, do not assume USDC, USDC.e and Binance-Peg representations are interchangeable.

For a standard self-custody transfer on BNB Smart Chain, allow for network fees in BNB, separately from your USDC balance. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving XLM

Choose Stellar using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Match the memo value and memo type requested by the receiving service. Native XLM is different from other assets issued on Stellar, which have their own issuers. This listed XLM/Mainnet option is marked for an extra ID by the provider directory. Enter the receiving service’s required memo or extra ID. Use 0 only if your receiving wallet requires none. This flag does not mean every Stellar wallet requires a memo.

Refund address for this pair

Enter a refund address that accepts USDC on BEP20. The refund is sent in USDC on BEP20; verify that your refund wallet supports this exact asset and network.

Swap the other direction: XLM to USDC

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendBEP20

Min. 5.2118 · Max. 1,628,687.35241494USDC (BSC)

You receiveMainnet

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Connecting to providers…Stellar (Mainnet)

Recipient address XLM

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

USDC on BNB Smart Chain

USDC is Circle’s dollar-referenced stablecoin. Native USDC and bridged representations can coexist, so a familiar ticker alone is not enough to identify a deposit asset.

Read the USDC network guide →

RECEIVING ASSET

Stellar on Stellar

XLM, also called lumens, is Stellar’s native asset. Exchanges may use transaction memos to assign incoming payments to the correct customer.

Read the XLM network guide →

About this USDC / XLM route

Can I swap USDC on BEP20 to XLM on Mainnet?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending USDC?

What should I check before receiving XLM on Stellar?

Match the memo value and memo type requested by the receiving service. Native XLM is different from other assets issued on Stellar, which have their own issuers. This listed XLM/Mainnet option is marked for an extra ID by the provider directory. Enter the receiving service’s required memo or extra ID. Use 0 only if your receiving wallet requires none. This flag does not mean every Stellar wallet requires a memo.

How much XLM will I get for USDC?

Enter your USDC amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed USDC deposit mean my XLM has arrived?

No. Deposit confirmation on BNB Smart Chain, provider processing and payout on Stellar are separate steps. Use Track swap to see the order status, then check the XLM balance on the receiving network. A live quote or historical route check does not guarantee completion time.