Mainnet → ERC20

Swap XMR to PYUSD

Exchange XMR from Monero into PYUSD on Ethereum. The provider waits for the XMR deposit before arranging the PYUSD payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

Monero to PayPal USD (ERC20)

You send: MoneroXMR · Mainnet
You receive: PayPal USD (ERC20)PYUSD · ERC20

Quote checked on 2026-10-09 with 0.24815 XMR. Enter your amount to check current availability.

Address and network checks

Use the order’s Monero deposit address for XMR, and your own Ethereum receiving address for PYUSD. Keep the refund address on Monero; the payout address is not automatically a valid refund destination.

Sending XMR

Choose Monero using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Use a Monero wallet and allow it to synchronize before checking an incoming payment. The privacy features of XMR do not remove the selected exchange provider’s verification or record-keeping policies.

For a standard self-custody transfer on Monero, allow for network fees in XMR in addition to the amount you send. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving PYUSD

Choose Ethereum mainnet in the wallet. Base, Arbitrum and OP Mainnet use separate balances even when the account address looks identical. Select the PYUSD network supported by your receiving wallet or service. A PayPal account identifier is not a blockchain receiving address for the provider’s on-chain payout. This listed PYUSD/ERC20 option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

Refund address for this pair

Enter a refund address that accepts XMR on Mainnet. The refund is sent in XMR on Mainnet; verify that your refund wallet supports this exact asset and network.

Swap the other direction: PYUSD to XMR

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendMainnet

Min. 0.009926 · Max. 3,101.85221723Monero

You receiveERC20

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Connecting to providers…PayPal USD (ERC20)

Recipient address PYUSD

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

Monero on Monero

Monero is a cryptocurrency designed around transaction privacy. Its wallet and address system differs from the transparent account ledgers used by Ethereum and many other networks.

Read the XMR network guide →

RECEIVING ASSET

PayPal USD on Ethereum

PYUSD is a dollar-referenced stablecoin issued by Paxos for PayPal. Tornado Swap lists separate Ethereum and Solana network options for this token.

Read the PYUSD network guide →

About this XMR / PYUSD route

Can I swap XMR on Mainnet to PYUSD on ERC20?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending XMR?

What should I check before receiving PYUSD on Ethereum?

Select the PYUSD network supported by your receiving wallet or service. A PayPal account identifier is not a blockchain receiving address for the provider’s on-chain payout. This listed PYUSD/ERC20 option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

How much PYUSD will I get for XMR?

Enter your XMR amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed XMR deposit mean my PYUSD has arrived?

No. Deposit confirmation on Monero, provider processing and payout on Ethereum are separate steps. Use Track swap to see the order status, then check the PYUSD balance on the receiving network. A live quote or historical route check does not guarantee completion time.