Mainnet → Mainnet

Swap XMR to XLM

Exchange XMR from Monero into XLM on Stellar. The provider waits for the XMR deposit before arranging the XLM payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

Monero to Stellar (Mainnet)

You send: MoneroXMR · Mainnet
You receive: Stellar (Mainnet)XLM · Mainnet

Quote checked on 2026-10-09 with 0.24815 XMR. Enter your amount to check current availability.

Address and network checks

Use the order’s Monero deposit address for XMR, and your own Stellar receiving address for XLM. Keep the refund address on Monero; the payout address is not automatically a valid refund destination.

Sending XMR

Choose Monero using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Use a Monero wallet and allow it to synchronize before checking an incoming payment. The privacy features of XMR do not remove the selected exchange provider’s verification or record-keeping policies.

For a standard self-custody transfer on Monero, allow for network fees in XMR in addition to the amount you send. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving XLM

Choose Stellar using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Match the memo value and memo type requested by the receiving service. Native XLM is different from other assets issued on Stellar, which have their own issuers. This listed XLM/Mainnet option is marked for an extra ID by the provider directory. Enter the receiving service’s required memo or extra ID. Use 0 only if your receiving wallet requires none. This flag does not mean every Stellar wallet requires a memo.

Refund address for this pair

Enter a refund address that accepts XMR on Mainnet. The refund is sent in XMR on Mainnet; verify that your refund wallet supports this exact asset and network.

Swap the other direction: XLM to XMR

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendMainnet

Min. 0.009926 · Max. 3,101.85221723Monero

You receiveMainnet

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Connecting to providers…Stellar (Mainnet)

Recipient address XLM

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

Monero on Monero

Monero is a cryptocurrency designed around transaction privacy. Its wallet and address system differs from the transparent account ledgers used by Ethereum and many other networks.

Read the XMR network guide →

RECEIVING ASSET

Stellar on Stellar

XLM, also called lumens, is Stellar’s native asset. Exchanges may use transaction memos to assign incoming payments to the correct customer.

Read the XLM network guide →

About this XMR / XLM route

Can I swap XMR on Mainnet to XLM on Mainnet?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending XMR?

What should I check before receiving XLM on Stellar?

Match the memo value and memo type requested by the receiving service. Native XLM is different from other assets issued on Stellar, which have their own issuers. This listed XLM/Mainnet option is marked for an extra ID by the provider directory. Enter the receiving service’s required memo or extra ID. Use 0 only if your receiving wallet requires none. This flag does not mean every Stellar wallet requires a memo.

How much XLM will I get for XMR?

Enter your XMR amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed XMR deposit mean my XLM has arrived?

No. Deposit confirmation on Monero, provider processing and payout on Stellar are separate steps. Use Track swap to see the order status, then check the XLM balance on the receiving network. A live quote or historical route check does not guarantee completion time.